Umgaqo we-Incoterms apho umthengisi ehlawula uthutho kunye neinshorensi encinci ukuya kwizibuko ezifikela kulo, ngelixa umngcipheko udlulela kumthengi kwizibuko lokuthumela.
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Phantsi kwe-CIF, umthengisi uphatha ukugunyaziswa kokuthunyelwa ngaphandle, alayishe iimpahla enqanaweni kwaye ahlawule uthutho neinshorensi ukuya kwizibuko elichaziweyo ezifikela kulo. Umngcipheko udlulela kumthengi xa iimpahla zilayishwa enqanaweni kwizibuko lokuthumela, ngoko umthengi uthwala umngcipheko ngexesha lohambo nangona umthengisi elungiselela iinshorensi.
Umthengisi kufuneka afumane kuphela ukhuseleko lweinshorensi oluncinci; abathengi abafuna ukhuseleko olubanzi kufuneka bavumelane ngalo ngokwahlukeneyo. I-CIF isetyenziswa kuphela kuthutho lwaselwandle nolwemijelo yamanzi yangaphakathi.